Federal Public Service Loan Forgiveness program for eligible state employees

June 01, 2022

The Institute of Student Loan Advisors can help answer questions about the program

The information below is for awareness purposes only.

What is PSLF?

The Public Service Loan Forgiveness Program (PSLF) is a federal program run by the U.S. Department of Education to forgive debt of certain borrowers who work for a government, public higher education or a non-profit entity.

Texas state government agencies and higher education institutions are PSLF-eligible employers—meaning a borrower who is a full-time state agency or higher education employee may be eligible for Public Service Loan Forgiveness, if the borrower:

  • has an eligible federal student loan and 
  • makes at least 120 eligible loan payments while
  • employed full time by a PSLF-eligible employer. 

Until Oct. 31, 2022, a PSLF waiver expands the types of eligible loan payments that can qualify a borrower for loan forgiveness. However, the borrower must apply before Oct. 31, 2022 to take advantage of this temporary change.

Whom to contact with questions

The Institute of Student Loan Advisors (TISLA) is a non-profit that offers no-cost advice to borrowers. The TISLA website has information about the PSLF and the waiver. You can email questions to tisla@freestudentloanadvice.org.

The U.S. Department of Education website has more information about PSLF.