TexFlex Flexible Spending and Commuter Spending Accounts for Active Employees
By participating in one or more TexFlexSM accounts, you can set aside money pre-tax from your paycheck, to cover eligible out-of-pocket health care, dependent care and commuting expenses.
NOTE: There have been some updates to the TexFlex plan due to the COVID-19 pandemic. Because there might continue to be changes, we encourage you to check the TexFlex website or our TexFlex COVID-19 page regularly.
- TexFlex health care and dependent care flexible spending accounts (FSA)
- TexFlex limited-purpose flexible spending account (FSA)
- TexFlex commuter spending account (CSA)
How it works
- Each month, your contribution is automatically withdrawn from your paycheck pre-tax and deposited into your account.
- When you sign-up for either a health care or limited-purpose FSA TexFlex account, you’ll receive a free debit card in the mail to pay for eligible health care and limited-purpose FSA expenses.
- Purchase eligible items and submit your claim or use your TexFlex Debit Card to have the expense pulled directly from your account.
- Because the TexFlex accounts are tax-free, the Internal Revenue Service (IRS) requires all purchases with TexFlex funds to be validated. While every effort is made to validate expenses on your behalf, you may be asked to submit proof that you used your card for an eligible expense so be sure to SAVE YOUR RECEIPTS!
Below is an example of savings based on an annual salary of $50,000:
By lowering your pre-taxable income, you save money.
|with TexFlex||without TexFlex|
|TexFlex pre-tax contribution||($2,000)||$0|
|Federal income, Social Security and Medicare taxes||($10,966)||($11,616)|
|After-tax dollars spent on eligible expenses||$0||($2,000)|
|Real spendable income||$37,034||$36,384|
|* Sample tax savings for a single taxpayer with no dependents. Actual savings will vary based on your individual tax situation. Please consult a tax professional for
Eligibility and Enrollment
If you are a benefits-eligible active employee, you can enroll in, make changes to or cancel TexFlex health care, limited-purpose and dependent care FSAs within 31 days of your hire date, during Summer Enrollment or within 31 days of a qualifying life event (QLE). If you elect to participate as a new employee, you will have a 60-day waiting period before your enrollment starts. Enrollment begins the first of the month following your 60-day waiting period.