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Benefit Programs
The following links will take you off the ERS website and to the websites of our benefit programs.
Health Insurance
- HealthSelect of Texas®, including HealthSelectSM Secondary and Consumer Directed HealthSelectSM Administered by Blue Cross and Blue Shield of Texas
- HealthSelectSM Medicare Advantage Plan PPO Insured by UnitedHealthcare
Prescription Drug Coverage
- HealthSelectSM Prescription Drug Program Administered by Express Scripts
- HealthSelectSM Medicare Rx Administered by Express Scripts Medicare (PDP)
Life and AD&D Insurance
- Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
- Accidental Death & Dismemberment (AD&D)
Dental Coverage
- State of Texas Dental Choice PlanSM Administered by Delta Dental
- DeltaCare USA DHMO Insured by Delta Dental
Tax-advantaged Spending/Savings Accounts
- TexFlexSM health care, dependent care and limited-purpose flexible spending accounts Administered by Inspira Financial
- Consumer Directed HealthSelect health savings accounts Administered by Optum Bank
Retirement
- State of Texas Retirement Administered by ERS
- Texa$averSM 401(k) / 457 Program Administered by Empower Retirement
Texas Income Protection PlanSM (TIPP)
- Short-term and long-term disability insurance Administered by ReedGroup
State of Texas Vision
- Administered by EyeMed
Dependent Eligibility Verification
- Administered by Alight Solutions
Discount Purchase Program
- Administered by Beneplace
Benefits Coordinator Community Group
News and resources for benefits coordinators and HR professionals
Register with us
Doing Business with ERS
Vendors, Benefits Administrators, Investment Service Providers or External Advisors
Common Tasks
Premium Rates
Find out how much I pay for coverage each month:
Retirement Benefits
Get answers to questions about my ERS retirement.
New Employees
Read about benefits information for new employees.
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Take steps this National Retirement Security Month to reach your future financial goalsOctober 02, 2024
If you’re like most Americans, you believe more money would solve most of your problems. Here are three simple steps to start making that goal a reality.
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Combat pain with Hinge HealthOctober 02, 2024
If you’re struggling with bone, muscle or joint pain, there’s help available to you through your HealthSelectSM medical plan benefits. Learn about the Hinge Health program and sign up today to start reducing your pain.
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ERS seeks applicants for its Group Benefits Advisory CommitteeOctober 02, 2024
Are you interested in helping make sure the Texas Employees Group Benefits Program offers benefits that are valuable, competitive and a good value? Apply to join the Group Benefits Advisory Committee.
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Buena Vida helps you reach your well-being goalsOctober 02, 2024
Feel prepared to hit the road to your personal well-being goals with Buena Vida. HealthSelect of Texas® participants can now access health tools, join state-wide fitness challenges, earn rewards and so much more.
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ERS Trust Fund performance in the second quarter of CY24October 02, 2024
Check out recent performance of the ERS Trust Fund. See how its steady, highly diversified portfolio helps ERS pay lifetime pensions for retired state employees.
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Fall Enrollment begins Oct. 28 for Medicare-eligible retireesSeptember 10, 2024
Fall Enrollment is a chance for Medicare-eligible retirees to enroll in or change their coverage without a qualifying life event (QLE).
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Message from the executive director: Requesting state funds to secure your benefitsSeptember 10, 2024
Now that the Retirement Fund is back on stable footing, we expect there might be more focus on health insurance in the upcoming 89th Texas Legislature.
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ERS Board to take action related to COLA in next meetingSeptember 10, 2024
This December, the ERS Board of Trustees will review findings to determine whether the ERS Retirement Plan meets the statutory standard to grant a permanent, one-time cost-of-living adjustment (COLA) for retirees who have been retired 20 years or more as of Dec. 31, 2024.
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Express Scripts may reach out to your provider for more information.
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Will you see a change in your annuity?September 10, 2024
Several factors could be the reason you see a change in your annuity.
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Member story: How Rebecca Castillo saved her own lifeMarch 06, 2024
“There’s never a good time to have cancer. But there is a good time to get diagnosed, and that’s early.” Meet Rebecca Castillo, a mother, curriculum developer who saved her own life with the help of health plan benefits.
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At the “heart” of her return to work: Affordable health insuranceFebruary 02, 2022
Stacey Brown's heart health was among the reasons Brown decided to join the Texas Health and Human Services Commission (HHSC) in March 2019.
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Beating pre-diabetes through diet and exerciseNovember 03, 2021
Pre-diabetes is no match for Luciano Chavez Jr.'s determination to beat it!
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A public servant for public healthMay 05, 2021
Rachel Edberg, a program evaluator for the Texas Department of State Health Services (DSHS), knows all about the need for good health care coverage.
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The out-of-pocket maximum: a guardian of your life savingsSeptember 02, 2020
Rosanna Boyd's out-of-pocket maximum protected her from health bills that could threaten her financial stability.