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Benefit Programs
The following links will take you off the ERS website and to the websites of our benefit programs.
Health Insurance
- HealthSelect of Texas®, including HealthSelectSM Secondary and Consumer Directed HealthSelectSM Administered by Blue Cross and Blue Shield of Texas
- HealthSelectSM Medicare Advantage Plan PPO Insured by UnitedHealthcare
Prescription Drug Coverage
- HealthSelectSM Prescription Drug Program Administered by OptumRx
- HealthSelectSM Medicare Rx Administered by UnitedHealthcare
Life and AD&D Insurance
- Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
- Accidental Death & Dismemberment (AD&D)
Dental Coverage
- State of Texas Dental Choice PlanSM Administered by Delta Dental
- DeltaCare USA DHMO Insured by Delta Dental
Tax-advantaged Spending/Savings Accounts
- TexFlexSM health care, dependent care and limited-purpose flexible spending accounts Administered by PayFlex
- Consumer Directed HealthSelect health savings accounts Administered by Optum Bank
Retirement
- State of Texas Retirement Administered by ERS
- Texa$averSM 401(k) / 457 Program Administered by Empower Retirement
Texas Income Protection PlanSM (TIPP)
- Short-term and long-term disability insurance Administered by ReedGroup
State of Texas Vision
- Administered by EyeMed
Dependent Eligibility Verification
- Administered by Alight Solutions
Discount Purchase Program
- Administered by Beneplace
Benefits Coordinator Community Group
News and resources for benefits coordinators and HR professionals
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Doing Business with ERS
Vendors, Benefits Administrators, Investment Service Providers or External Advisors
Common Tasks
Premium Rates
Find out how much I pay for coverage each month:
Retirement Benefits
Get answers to questions about my ERS retirement.
New Employees
Read about benefits information for new employees.
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Ready to kick the tobacco habit?November 01, 2023
Tobacco use is a leading killer in the United States, causing more than 480,000 deaths each year. If you’re interested in stopping tobacco use, we have resources to help.
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RSV vaccine now available for infants and adults age 60-plusNovember 01, 2023
The respiratory syncytial virus (RSV) is a common respiratory virus. Although it usually causes only mild, cold-like symptoms, RSV can be serious. Infants and older adults. Vaccines are now available to protect some infants and young children and adults age 60 years and older, all of whom are more likely to develop severe RSV and need hospitalization. The HealthSelect of TexasSM and Consumer Directed HealthSelectSM medical plans cover RSV vaccination for these groups.
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Talking retirement with Texa$averNovember 01, 2023
The Texa$averSM 401(k) / 457 Program is managed by a team whose only goal is to help you with your retirement plans. Here, one of them answers some common questions.
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Express Scripts gearing up to administer the HealthSelect Prescription Drug Program beginning Jan. 1, 2024November 01, 2023
Express Scripts® enters the final phase of preparations to be the third-party administrator for the HealthSelectSM Prescription Drug Program (DPP) on Jan. 1, 2024. Optum Rx continues administering the plan through Dec. 31, 2023.
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Connecting with survivors: A HealthSelect participant shares her breast cancer storyOctober 04, 2023
Maria’s life forever changed with one phone call from her doctor: “You have breast cancer.” Maria’s survival story reminds us that getting regular screenings is the best way to find breast cancer early. Read about the life-changing support she received from her HealthSelectSM medical plan—and from an inspirational group of women who helped her along the way.
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Fall Enrollment begins Oct. 30September 12, 2023
The Fall Enrollment period for Medicare-eligible retirees in the Texas Employees Group Benefits Program (GBP) is Oct. 30 through Nov. 17.
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Express Scripts transition Jan. 1September 12, 2023
On Jan. 1, 2024, Express Scripts and Express Scripts Medicare (PDP) will become the new administrators for the HealthSelectSM Prescription Drug Program (PDP) and HealthSelectSM Medicare Rx, respectively.
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Message from the executive directorSeptember 12, 2023
This time of year, at the start of a new fiscal year and between Summer and Fall Enrollment, I often think about ERS’ relationships with its members and retirees, and the many ways we foster those relationships.
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New State of Texas Vision administratorSeptember 12, 2023
EyeMed Vision Care, LLC became the new State of Texas VisionSM plan administrator on Sept. 1.
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Possible changes in annuity amounts for non-Medicare retireesSeptember 11, 2023
Retirees not eligible for Medicare will see a change in their annuity checks if they made new benefit elections during Summer Enrollment.
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At the “heart” of her return to work: Affordable health insuranceFebruary 02, 2022
Stacey Brown's heart health was among the reasons Brown decided to join the Texas Health and Human Services Commission (HHSC) in March 2019.
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Beating pre-diabetes through diet and exerciseNovember 03, 2021
Pre-diabetes is no match for Luciano Chavez Jr.'s determination to beat it!
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A public servant for public healthMay 05, 2021
Rachel Edberg, a program evaluator for the Texas Department of State Health Services (DSHS), knows all about the need for good health care coverage.
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The out-of-pocket maximum: a guardian of your life savingsSeptember 02, 2020
Rosanna Boyd's out-of-pocket maximum protected her from health bills that could threaten her financial stability.
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Still making a differenceAt 96 years old, retiree Lula Marie Sullivan shows that staying active has no age limit.December 05, 2019