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Benefit Programs

The following links will take you off the ERS website and to the websites of our benefit programs

Health Insurance

Prescription Drug Coverage

Life and AD&D Insurance

  • Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
  • Accidental Death & Dismemberment (AD&D) 

Dental Coverage

Tax-advantaged Spending/Savings Accounts

Retirement

Texas Income Protection PlanSM (TIPP)

  • Short-term and long-term disability insurance Administered by ReedGroup

State of Texas Vision

  • Administered by Superior Vision

Dependent Eligibility Verification

  • Administered by Alight Solutions

Discount Purchase Program

  • Administered by Beneplace

Benefits Coordinator Community Group

News and resources for benefits coordinators and HR professionals
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COVID information

Health Benefits

Premium Rates

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Retirement Benefits

Get answers to questions about my ERS retirement

More news for ERS State employees
  • Don't forget your vaccine
    September 13, 2021
    The COVID-19 vaccine is getting all the attention, but that doesn't mean the flu has gone away. Plan to get vaccinated in early fall to be ready when flu season hits.
  • Neika Clark joins ERS Board of Trustees
    September 13, 2021
    As a new member of ERS’ Board of Trustees, longtime state employee Neika Clark wants to help ensure her fellow state employees take full advantage of their retirement and insurance benefits.
  • Walk your way to better health
    September 13, 2021
    You likely know about the benefits of walking. Now you can take a health expert or inspirational guest along with you through the ERS Walk and Talk podcast.
  • David Veal named CIO
    September 13, 2021
    ERS’ new chief investment officer David Veal brings a wealth of private and public sector experience to his role and a commitment to solid, disciplined investment strategies.
  • Message from the Executive Director: Rebuilding a sustainable Trust Fund
    September 13, 2021
    COVID-19 made this year’s legislative session like no other, but it didn’t keep lawmakers from acting in support of ERS retirement and insurance programs.
More news for ERS State retirees
  • The out-of-pocket maximum: a guardian of your life savings
    September 02, 2020

    Rosanna Boyd's out-of-pocket maximum  protected her from health bills that could threaten her financial stability.

  • Still making a difference
    December 05, 2019
    At 96 years old, retiree Lula Marie Sullivan shows that staying active has no age limit.
     
  • Managing diabetes by embracing technology
    October 02, 2019
    Stuart Greenfield has successfully managed his Type 1 diabetes for more than 50 years. He relies on ever-improving technology to control his blood sugar levels—and he credits having good health coverage with helping him thrive. Read more.
     
  • From guard to guide
    August 07, 2019
    JoAnn Norman has a mission: to help the women she meets every week build their sense of self-worth. Her monthly annuity gives her the financial support she needs to continue serving those serving time. Read more.
     
  • Changing family, changing benefits: Knowing when and how to update your coverage
    June 05, 2019
    When Eric Posadas discovered that his family would be expanding, he went into research mode. His quest: to determine which benefits could best protect his growing family’s health and financial well-being.
     
More news from Your Benefits, Your Story

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