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Benefit Programs

The following links will take you off the ERS website and to the websites of our benefit programs.

Health Insurance

Prescription Drug Coverage

Life and AD&D Insurance

  • Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
  • Accidental Death & Dismemberment (AD&D) Insurance Insured by Minnesota Life, an affiliate of Securian Financial Group, Inc

Dental Coverage


  • Health care, dependent care and limited flexible spending accounts; commuter spending account Administered by ADP


Texas Income Protection PlanSM (TIPP)

  • Short-term and long-term disability insurance
    Administered by ReedGroup

State of Texas Vision

  • Administered by Superior Vision

Discount Purchase Program

  • Administered by Beneplace
Benefits Coordinator
Community Group

News and resources for benefits coordinators and HR professionals
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Doing Business with ERS

Vendors, Benefits Administrators, Investment Service Providers or External Advisors

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Common Tasks

Information for New Employees

Know your benefits options and how to sign up

Premium Rates

Calculate what you’ll pay FOR COVERAGE each month:

31 Oct, 2017

Learn how to keep your smart phone safe against potential threats that come with such technology.

31 Oct, 2017

Help your children establish healthy, lifelong dental habits.

31 Oct, 2017

Manage your TexFlex flexible spending account account from your mobile device.

30 Oct, 2017

Awareness is the first step toward dealing with diabetes—a widespread, chronic and potentially deadly disease that can sneak up on you!

30 Oct, 2017

Be prepared for emergency care when you are on the road.

More news for ERS State employees
12 Sep, 2017

On August 23, the ERS Board of Trustees made important decisions about your benefits. These decisions were aimed at protecting your retirement security while also allowing the state to fulfill its commitments to future retirees.

12 Sep, 2017

Annual Fall Enrollment 2017 for Medicare–eligible retirees

12 Sep, 2017

Generally, direct-deposit annuities are sent on the last business day of the month and paper checks are mailed on the second-to-last business day of the month.

12 Sep, 2017

For more than 20 years, internal auditor Catherine A. Melvin, has excelled in a job that is little understood and under- appreciated–that is, until her efforts helped an organization achieve its goals and objectives...

12 Sep, 2017

On August 19, 2017, the Employees Retirement System of Texas(ERS)launched its redesigned website and domain name.

More news for ERS State retirees
10 Aug, 2017

Most evenings, ERS retiree Charlie Keen enjoys some of the most beautiful sunsets in Texas from the deck of his home overlooking Lake Travis.

10 Aug, 2017

Eligible HealthSelect participants can join Real Appeal, an online program to improve health and wellness.

10 Aug, 2017

Meet Virginia L. Harwell, the founder of Real Appeal

31 May, 2017

For 20 years, Thomas Barker-White has worked for the Texas Department of Family and Protective Services (DFPS), currently as a statewide intake supervisor overseeing a staff of nine.

More news from Your Benefits, Your Story


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