Apply for Retirement

Apply for Retirement for Active Employees

There are three steps to retirement. ERS members with retirement accounts can create a personalized retirement estimate (Step 1) at any time, even if they’re not planning to retire soon.

Step 1 - Sign into your account to create your personalized retirement estimate.

Estimates include:

Please note: Retirement estimates are not available to retirees. IT is only available to members with ERS retirement accounts. The online estimator does not include information from a Qualified Domestic Relations Order (QDRO), service from systems participating in the Proportionate Retirement Program (PRP) or withdrawn service. Contact ERS to estimate your retirement payment and date if you have a QDRO, have PRP service or if you withdrew service and have not bought it back yet. For more information, visit the retirement and insurance eligibility page.

Step 2 - Apply for retirement no earlier than 90 days before your planned retirement date.

You must speak with a retirement counselor to prepare your retirement packet. Before you call or meet with a counselor, make sure you know:

Retirement counselors are available by phone or by scheduling an appointment at ERS offices.  After you talk to the counselor and making your selections, ERS will mail you a retirement packet.

Step 3 - To complete the retirement process, return your documents before your retirement date:

  • Sign the Retirement Acceptance form in front of a notary public.
  • If you’re married and have chosen someone other than your spouse as beneficiary for a survivor payment option, have your spouse sign the Retirement Acceptance in front of a notary public.
  • Valid Proof of Age Documents: Copy of a Birth Certificate, Passport, Naturalization Certificate, or US Lawful Permanent Residency Record. If your current name or the name of your beneficiary does not match the document, you must also bring a copy of a valid state driver's license.
  • If applicable, make a copy of your beneficiary’s proof-of-age document.
  • If applicable, complete the TRS Service Credit Transfer Request form.
  • Complete the beneficiary designation form for the $5,000 Retiree Lump Sum Death Benefit.
  • Mail all of the packet documents to ERS.