Getting your Form 1099-R

Getting your Form 1099-R

The Form 1099-R is a tax document that reports a person’s gross earnings from pensions, annuities, retirement plans, profit-sharing plans, individual retirement accounts (IRAs) or insurance contracts to the Internal Revenue Service (IRS). 
ERS will mail all Form 1099-Rs by January 31.
  1. Yes. Beginning January 15, you can log in to ERS Online to view and print your Form 1099-R for up to three years prior. Visit
  2. Go to your ERS OnLine account by clicking the “My Account Login” button in the upper right navigation bar. 
  3. Click the “Proceed to Login” button if you already have an ERS OnLine account, or select “Register now” if you do not have an account. (It only takes a few minutes to set up a new account.)
  4. Click the “1099-R Summary” link under “My Payroll Information” from your Retiree Home Page.
  5. Follow the prompts to view and print your 1099-R Form(s). 
You can log in to ERS Online to view and print Form 1099-R for the tax year that just ended and three years prior. See question 3 for steps to find Form 1099-R in your ERS OnLine account. 

Call ERS if you need a reprint of a Form 1099-R that is older than four years.We will mail you a duplicate form.
No, your form cannot be emailed or faxed. You can view and print your form by logging in to your ERS OnLine account. See question 4 for steps to print your form.
  • Box 1 = total gross amount paid to you during the year, before any deductions.
  • Box 2a = taxable amount paid to you during the year (box 1 value minus box 5 value).
  • Box 2b = should be blank for annuity recipients. It will include an “x” if a total distribution (such as retirement account withdrawal) was issued.
  • Box 4 = total amount of federal tax withholding deducted from your payments during the year.
  • Box 5 = the non-taxable portion of the payments issued to you during the year.

ERS must report your gross earnings to the IRS. The gross amount is the amount before any deductions are taken such as taxes, insurance premiums and garnishment deductions.

  • The net amount paid to you during the year is not reported on the form, only the gross amount.
  • If you still think your 1099-R is wrong, please contact us.
You probably have different IRS distribution codes, which are in Box 7 on each form. The IRS requires only one distribution code per Form 1099-R. Different types of payments (annuity, retirement account withdrawals, partial lump-sum options etc.) require different IRS distribution codes. 

For a complete list of the distribution codes, look on the back of your Form 1099-R. 
ERS doesn’t issue a tax document (Form W-2) for your normal state payroll. This document is provided by your employing agency.

You may get a Form 1099-R from ERS if you got one or more of the following payments from ERS during the previous tax year:
  • Monthly or one-time benefit payment as a retiree or beneficiary
  • Retirement account withdrawal paid directly to you or as a rollover 
  • Partial refund of a service purchase payment