Texa$aver and Roth Contribution

In recent surveys, employees indicated a strong interest in adding a Roth feature to Texa$aver. As a result, effective January 2, 2012, Texa$aver offers a Roth contribution option in both the 401(k) and 457 Plans. Both Plans now give you the flexibility to designate all or a portion of your contributions as Roth contributions. Roth (after-tax) and traditional (before-tax) contributions each have their own advantages. Please review the following FAQs and carefully consider which option is best for you. For more detailed FAQs, please visit www.texasaver.com.