Information iconLearn about negotiations between Blue Cross and Blue Shield of Texas and Baylor Scott & White Health, and how they could affect the HealthSelectSM provider network.

 

Health Benefits for Former Employees

After you leave employment, you may be eligible to continue coverage under COBRA for up to 18 months. Your COBRA continuation coverage is limited to the medical, dental and/or vision benefits you had when you left employment.

If you choose COBRA continuation coverage, you will pay the full premium, plus a 2% administrative fee, directly to ERS.

See rates for COBRA continuation coverage

HealthSelect of Texas®

A network-based point-of-service plan available statewide, administered by Blue Cross and Blue Shield of Texas. You choose a primary care provider (PCP) and get referrals for specialists. HealthSelect of Texas includes comprehensive prescription drug coverage administered by Express Scripts.

Consumer Directed HealthSelectSM

A network-based, high-deductible preferred provider organization (PPO) plan available statewide, administered by Blue Cross and Blue Shield of Texas. The program includes comprehensive prescription drug coverage through the HealthSelect Prescription Drug Program, administered by Express Scripts.

Tobacco policy

Texas law authorizes ERS to charge a premium to any person enrolled in a Texas Employees Group Benefits Program (GBP) health plan who uses tobacco products, including e-cigarettes and vaping products. Read about ERS’ tobacco policy.

Protecting your privacy

Find out how ERS protects your personal health information in compliance with the Health Insurance Portability and Accountability Act (HIPAA) of 1996.

Understanding health costs

Watch a video to learn how and why the State of Texas shares health costs with employees and retirees.

Learn ways you can keep your health costs down and prevent surprise medical bills.