Health Maintenance Organizations (HMOs) for Retirees
HMOs are network-restricted health plans available only to members that live or work in certain Texas counties. HMO provider networks are much smaller than the statewide network in the HealthSelectSM plans. Members typically pay full cost for care received from providers outside the network (except emergency care). HMO premiums are usually lower than HealthSelect premiums. Each HMO includes comprehensive prescription drug coverage administered by the HMO directly.
Comparison Chart for Different Health Care Plans
HMOs for retirees