Dependent Term Life Insurance

Dependent Term Life Insurance provides you with a payment if one of your covered dependents dies. 

Plan Benefits

  • Dependent Term Life Insurance pays you $2,500 in the event of your covered dependent’s death.
  • Participants have access to Lifestyle Benefits value-added services, excluding travel assistance.

Eligibility and Enrollment

  • You may enroll a spouse and/or unmarried children up to age 26.
  • If you have Dependent Term Life Insurance at the time you retire, you may continue the coverage in retirement without evidence of insurability (EOI), as long as the covered dependents remain eligible.
  • During the first 31 days after you retire, you can apply to enroll your eligible dependents with EOI. After that, you can apply to enroll them with EOI during your annual enrollment period or with a qualifying life event (QLE).
  • As a retiree, you can remove a dependent from or waive Dependent Term Life Insurance at any time. You do not have to wait for your annual enrollment period or a QLE.
  • The monthly premium covers all eligible dependents. Make sure that every eligible dependent is listed on the policy.
  • A child may be enrolled in coverage under two parents eligible for the Texas Employees Group Benefits Program (GBP), having so-called “double coverage.” 
  • A member may not have coverage as both a retiree or employee and a dependent.