Regular State Employee Retirement Eligibility - Group 3
Regular state employee hired Sept.1, 2013 to Aug. 31, 2022
This retirement information is based on current ERS laws and rules. If you have taken a withdrawal of your retirement account balance, you no longer have those years of service credit in your account. They will not count towards your years of service credit at retirement.
Group 3—Regular state agency employee hired Sept. 1, 2013 - Aug. 31, 2022
| Lifetime Annuity | Health Insurance | Optional Insurance | |
|---|---|---|---|
| Minimum Years of Service | 10 years | 10 years | 10 years |
| Minimum Age or Rule of 80 (when your age in years and months + years and months of service credit = 80) |
Rule of 80 at 62 years for no age-based reduction* |
65 years or Rule of 80 |
65 years or Rule of 80 |
*Group 3 members who retire before age 62 will have a permanent annuity reduction of 5% for each year under age 62 they are at retirement. The reduction is not capped.
For example:
- A Group 3 member who meets the Rule of 80 at age 59 and chooses to retire then will have a 15% permanent reduction in their annuity.
- A Group 3 member who meets the Rule of 80 at age 56 and chooses to retire then will have a 30% permanent reduction in their annuity.
Important notice about insurance: Health and other insurance benefits for employees and retirees are subject to change based on available funding from the state. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.