Tobacco User Premium

Tobacco User Premium

All participants enrolled in a Texas Employees Group Benefits Program (GBP) health plan must be certified as a tobacco user or non-user. Tobacco users of any age—adults and minors—are charged the tobacco user premium. Any GBP participant age 18 or older who fails to certify is charged the premium, even if they do not use tobacco.

The monthly premium for tobacco use is $30 per month per tobacco user for up to three tobacco users in a single household, or a maximum of $90 per month.

Premium for tobacco users and those who fail to certify
(Minors under age 18 are not charged for failing to certify.)
Monthly fee 
You only $30
Spouse only $30
Child* only $30
You + spouse $60
You + child* $60
Spouse + child* $60
You + spouse + child* (family) $90
*The charge for a covered child in a household is the same regardless of how many children of any age use tobacco or how many children 18 and older fail to certify.