Health Benefits

Health Benefits for Former Employees

After you leave employment, you may be eligible to continue coverage under COBRA for up to 18 months. Your COBRA continuation coverage is limited to the medical, dental and/or vision benefits you had when you left employment. 

If you choose COBRA continuation coverage, you will pay the full premium, plus a 2% administrative fee, directly to ERS.

See rates for COBRA continuation coverage

Learn more about health coverage for former employees

HealthSelect of Texas<sup>®</sup>

HealthSelect of Texas®

A network-based point-of-service plan available statewide, administered by Blue Cross and Blue Shield of Texas. You choose a primary care provider (PCP) and get referrals for specialists. HealthSelect of Texas includes comprehensive prescription drug coverage administered by OptumRx.

Consumer Directed HealthSelect<sup>SM</sup>

Consumer Directed HealthSelectSM

A network-based, high-deductible preferred provider organization (PPO) plan available statewide, administered by Blue Cross and Blue Shield of Texas. The program includes comprehensive prescription drug coverage through the HealthSelect Prescription Drug Program, administered by OptumRx.

Health maintenance organizations

Health maintenance organizations

HMOs are available only to members who live or work in certain Texas counties, and their eligible dependents. HMOs are network-restricted health plans. Each HMO includes comprehensive prescription drug coverage administered by the HMO.