Basic Term Life Insurance for Active Employees

Basic Term Life insurance coverage is included at no cost to you when you sign up for health coverage in the GBP. 

Plan Benefits

If you enroll in a GBP health plan, you are be automatically enrolled in a $5,000 Basic Term Life Insurance policy through Securian. This plan also includes a $5,000 accidental death and dismemberment (AD&D) benefit. 

If you die while employed, your beneficiary, or a person lawfully authorized to represent you or your estate, must contact ERS to obtain the instructions and forms required to file a claim for benefits. 

Eligibility

Basic Term Life Insurance is available to employees enrolled in a GBP health plan. The coverage is not available to family members. Evidence of Insurability is never required for Basic Term Life Insurance.

Resources

•    Electing a beneficiary
•    Optional Term Life Insurance 
•    Dependent Term Life Insurance
•    Voluntary Accidental Death and Dismemberment (AD&D) insurance