Summaries of Benefits and Coverage

Summaries of Benefits and Coverage (SBCs) for ERS’ health plans (excluding the Medicare Advantage plan) are available for download below.

If you have questions about words or phrases used in the SBCs, please see the Glossary of Health Coverage and Medical Terms.


Plan Year 2025 (Sept. 1, 2024 - Aug. 31, 2025) English Versions

Plan Year 2025 (Sept. 1, 2024 - Aug. 31, 2025) Spanish Versions

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Plan Year 2024 (Sept. 1, 2023 - Aug. 31, 2024) English Versions

Plan Year 2024 (Sept. 1, 2023 - Aug. 31, 2024) Spanish Versions