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Choosing Health Benefits for Active Employees

Eligible employees and dependents can enroll in a Texas Employees Group Benefits Program (GBP) health plan. Their options depend on where they live. See below for more information about each plan.

The GBP plans are available to:  

Health Plan Premiums
The State of Texas currently contributes to a state employee’s health care rate, or premium. The contribution rate is based on available funding provided by the Texas Legislature. Currently, eligible full-time employees receive 100% of their health plan premium and 50% of their dependent’s premium paid for by the state. Eligible part-time employees receive a 50% state contribution for themselves and 25% for their dependents. Employees pay the remainder of the premium. These premiums are deducted from the employee’s paycheck prior to taxes being withheld.

IMPORTANT NOTICE ABOUT INSURANCE: Health and other insurance benefits for employees and retirees are subject to change based on available state funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.

Comparison of Coverage for Different Health Care Plans

Health Coverage for Active Employee

<p>HealthSelect of Texas</p>

HealthSelect of Texas

A network-based point-of-service plan available statewide, administered by Blue Cross and Blue Shield of Texas. You choose a primary care physician (PCP) and get referrals for specialists. HealthSelect of Texas includes comprehensive prescription drug coverage administered by OptumRx.

<p>Consumer Directed HealthSelect</p>

Consumer Directed HealthSelect

A network-based, high-deductible preferred provider organization (PPO) plan available statewide, administered by Blue Cross and Blue Shield of Texas. The program includes comprehensive prescription drug coverage through the HealthSelect Prescription Drug Program, administered by OptumRx.

<p>HealthSelect Out-of-State</p>

HealthSelect Out-of-State

A network-based PPO plan administered by Blue Cross and Blue Shield of Texas available only to participants who live or work outside Texas. The program includes comprehensive prescription drug coverage administered by OptumRx.

<p>Health maintenance organizations</p>

Health maintenance organizations

HMOs are available only to members who live or work in certain Texas counties, and their eligible dependents. HMOs are network-restricted health plans. Each HMO includes comprehensive prescription drug coverage administered by the HMO.