Health Benefits for Active Employees
Eligible employees and dependents can enroll in a Texas Employees Group Benefits Program (GBP) health plan. Their options depend on where they live. See below for more information about each plan.
The GBP plans are available to:
- employees of State of Texas agencies,
- employees of certain higher education institutions and
- their eligible family members.
Health Plan Premiums
The State of Texas currently contributes to a state employee’s health care rate, or premium. The contribution rate is based on available funding provided by the Texas Legislature. Currently, the state pays 100% of the health plan premium for eligible full-time employees and 50% of the premium for their eligible dependents. Eligible part-time employees get a 50% state contribution for themselves and 25% for their dependents. Employees pay the remainder of the premium by paycheck deduction before taxes are withheld.
IMPORTANT NOTICE ABOUT INSURANCE: Health and other insurance benefits for employees and retirees are subject to change based on available state funding. The Texas Legislature determines the level of funding for such benefits and has no continuing obligation to provide those benefits beyond each fiscal year.
A network-based point-of-service plan available statewide, administered by Blue Cross and Blue Shield of Texas. You choose a primary care provider (PCP) and get referrals for specialists. HealthSelect of Texas includes comprehensive prescription drug coverage administered by OptumRx.
A network-based, high-deductible preferred provider organization (PPO) plan available statewide, administered by Blue Cross and Blue Shield of Texas. The program includes comprehensive prescription drug coverage through the HealthSelect Prescription Drug Program, administered by OptumRx. The state makes monthly contributions to an eligible member’s health savings account (HSA).
A network-based PPO plan administered by Blue Cross and Blue Shield of Texas available only to participants who live or work outside Texas. The program includes comprehensive prescription drug coverage administered by OptumRx.
Please note: HMO's will not be part of the GBP offering as of September 1, 2021.