Learn about the optional benefits you can choose during your Summer Enrollment phase

Summer Enrollment is the one time of year you can make benefits changes without having a qualifying life event.

Get ready for Summer Enrollment and Plan Year 2024 by reviewing your health plan and the following optional benefits. Plan Year 2024 starts Sept. 1, 2023.

Dental insurance

During your Summer Enrollment phase, you can choose between two dental insurance plans. You can enroll in the State of Texas Dental Choice Plan^SM preferred provider organization (PPO) or the DeltaCare^® USA dental health maintenance organization (DHMO).

State of Texas Vision

Your State of Texas Vision^SM health plan covers an annual eye exam as well as diagnosis and treatment of eye disease or injury. When you enroll in State of Texas Vision, you can save money on an annual eye exam and glasses or contacts for yourself and your dependents. See the State of Texas Vision webpage for more information about what’s covered.

Note: EyeMed will be the new administrator of State of Texas Vision beginning Sept. 1. Superior Vision Services, Inc. will continue to administer the plan through Aug. 31, 2023. Over the next few months and during Summer Enrollment, ERS, EyeMed and Superior Vision will share detailed information about the change. You will also have opportunities to meet EyeMed representatives at Summer Enrollment fairs and webinars. You can also see the vision transition page on ERS website for more information.

TexFlex

TexFlex^SM flexible spending account (FSA) programs help you save on taxes by setting aside pre-tax money for certain expenses.  Your circumstances may have changed and it is important you review your elections every year to make sure they are appropriate.  Learn how you can lower your taxable income while saving for health and/or day care costs.

Texas Income Protection Plan (TIPP)

Texas Income Protection Plan^SM short-term and long-term disability insurance can help you make ends meet if you can’t work because of an illness or injury. Short-term disability coverage also could help you pay the bills if you can't work because of pregnancy complications or recovery from childbirth. If you elect short-term disability coverage, you can get up to 66% of your paycheck for up to 150 days. Long-term disability coverage allows you to receive up to 60% of your paycheck until you are able to return to work or reach the Maximum Benefit Period, which is based on the age when you become disabled. To make sure your understand the limits of TIPP coverage, view the list of frequently asked questions, and contact plan administrator ReedGroup for additional information. 

Optional and Dependent Term Life Insurance and Voluntary AD&D Insurance

Term life and/or accidental death & dismemberment (AD&D) insurance benefits allow you to bulk up your family’s financial security during your working years, when an unexpected death or disabling accident would likely have the biggest financial impact. Ask yourself: Does your family rely mainly on your paycheck to cover day-to-day expenses? If so, are your savings and any other life insurance enough to manage expenses if you were to die or have a serious accident? Your answers will help you decide if more coverage is right for you. Find details about coverage options for life insurance and AD&D insurance.

During Summer Enrollment, if you want to enroll in TIPP disability insurance, Optional Term Life Insurance and/or Dependent Term Life Insurance, you must apply through evidence of insurability (EOI). Coverage is not guaranteed.

Visit the Summer Enrollment 2023 webpage to review the optional benefits ERS offers and learn see your enrollment dates. Log in to your ERS OnLine account or review your Personal Benefits Enrollment Statement to see what you’re currently enrolled in.

We encourage you to check the Summer Enrollment webpage regularly for new updates, including the enrollment webinar schedule.