Optional Add-on Benefits

In addition to comprehensive health insurance and a pension that pays a lifetime annuity to eligible retirees from state agencies, ERS offers a variety of optional benefits to help members and their families live healthy, productive and financially secure lives.

Optional benefits available to employees and retirees include:

Optional benefits available only to employees include:

Optional benefits are paid for 100% by participants. The State of Texas does not provide funding for optional benefits or their administration.

ERS manages optional benefits, and contracts with third-party administrators to help keep costs low.