The following links will take you off the ERS website and to the websites of our benefit programs.
- HealthSelect of Texas®, including HealthSelect Secondary Administered by Blue Cross and Blue Shield of Texas
- Consumer Directed HealthSelectSM Administered by Blue Cross and Blue Shield of Texas
- HealthSelectSM Medicare Advantage Plan PPO Insured by UnitedHealthcare
Prescription Drug Coverage
- HealthSelectSM Prescription Drug Program Administered by OptumRx
- HealthSelectSM Medicare Rx Administered by UnitedHealthcare
- Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
- Accidental Death & Dismemberment (AD&D)
Tax-advantaged Spending/Savings Accounts
- TexFlexSM health care, dependent care and limited-purpose flexible spending accounts Administered by PayFlex
- Consumer Directed HealthSelect health savings accounts Administered by Optum Bank
- State of Texas Retirement Administered by ERS
- Texa$averSM 401(k) / 457 Program Administered by Empower Retirement
- Short-term and long-term disability insurance Administered by ReedGroup
- Administered by Superior Vision
- Administered by Alight Solutions
- Administered by Beneplace
Find out how much I pay for coverage each month:
Higher contribution limits in 2022 for 401(k) / 457 accountsDecember 01, 2021
Here’s some good news for Texa$aver participants: Effective January 1, 2022, the IRS raises annual contribution limits for 401(k) or 457 accounts. The special 457 plan catch-up contribution amount for participants who are age 50 or older, also increased for 2022.
Managing burnout and compassion fatigue this holiday seasonDecember 01, 2021
For many of us, the holiday season can feel like there are more things on our to-do list than we have time for. Also, as an employee in public service, you may be more susceptible to compassion fatigue than the general population.
You still have time to use your TexFlex funds for Plan Year 2021December 01, 2021
The end of the year is almost here, but you still have time to use Plan Year 2021 funds for eligible health care, limited-purpose and dependent care expenses. Learn how to file PY21 claims.
Take a HealthSelect online health assessment to improve your healthDecember 01, 2021
One of the most useful resources to help you improve or maintain your good health is the Health Assessment in the Well onTarget® portal. The Health Assessment, which takes about 15 minutes to complete, asks several questions about your lifestyle and health habits. Your answers are the basis for evaluating your current health, and revealing what you are doing well and where there is room for improvement.
$0 mental health Virtual VisitsDecember 01, 2021
If your mood takes a dip during the holidays, you’re not alone. End-of-year stress and holiday blues are more common than you might think, according to the National Alliance on Mental Illness. Talking with someone can help. All HealthSelectSM plans, including Consumer Directed HealthSelectSM, cover mental health care services, including Virtual Visits through Doctor On Demand® and MDLIVE®.
HealthSelect MA PPO, Medicare Rx sites get a new lookDecember 06, 2021
The websites for HealthSelectSM Medicare Advantage Plan preferred provider organization (MA PPO) and HealthSelectSM Medicare Rx have had a makeover. If you're enrolled in one or both plans, check out the mobile-friendly, easy-to-navigate sites. While you're at it, sign up for your secure online account.
HouseCalls revives decades-old traditionDecember 06, 2021
Think physician house calls have gone the way of the soda fountain and double-features at the drive-in? Think again! Participants in the HealthSelectSM Medicare Advantage Plan can have a yearly visit from a medical professional in the privacy of their home. Read how to take advantage of this benefit.
Understanding behavioral healthDecember 06, 2021
Good health means caring for your mind and spirit, as well as your body. If behavioral health issues are keeping you from living your healthiest life, your health plan is ready to help.
Message from the executive director: Responding when you need usDecember 06, 2021
It’s been 18 months since COVID impacted our lives and routines. Since then, ERS has provided uninterrupted service to state employees and retirees. One area of our member service continues to be stretched, namely, our response time when members try to reach us by phone and email. Learn how you may be able to avoid long waits on the phone.
Deductibles, coinsurance reset Jan. 1December 06, 2021
January 1 marks a new year and fresh start. The same is true for your health insurance deductibles and coinsurance. Take note so you won’t be surprised when you check out at your health care provider or pharmacy.
Beating pre-diabetes through diet and exerciseNovember 03, 2021
Pre-diabetes is no match for Luciano Chavez Jr.'s determination to beat it!
The out-of-pocket maximum: a guardian of your life savingsSeptember 02, 2020
Rosanna Boyd's out-of-pocket maximum protected her from health bills that could threaten her financial stability.
Still making a differenceAt 96 years old, retiree Lula Marie Sullivan shows that staying active has no age limit.December 05, 2019
Managing diabetes by embracing technologyStuart Greenfield has successfully managed his Type 1 diabetes for more than 50 years. He relies on ever-improving technology to control his blood sugar levels—and he credits having good health coverage with helping him thrive. Read more.October 02, 2019
From guard to guideJoAnn Norman has a mission: to help the women she meets every week build their sense of self-worth. Her monthly annuity gives her the financial support she needs to continue serving those serving time. Read more.August 07, 2019