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Benefit Programs
The following links will take you off the ERS website and to the websites of our benefit programs.
Health Insurance
- HealthSelect of Texas®, including HealthSelectSM Secondary and Consumer Directed HealthSelectSM Administered by Blue Cross and Blue Shield of Texas
- HealthSelectSM Medicare Advantage Plan PPO Insured by UnitedHealthcare
Prescription Drug Coverage
- HealthSelectSM Prescription Drug Program Administered by Express Scripts
- HealthSelectSM Medicare Rx Administered by Express Scripts Medicare (PDP)
Life and AD&D Insurance
- Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
- Accidental Death & Dismemberment (AD&D)
Dental Coverage
- State of Texas Dental Choice PlanSM Administered by Delta Dental
- DeltaCare USA DHMO Insured by Delta Dental
Tax-advantaged Spending/Savings Accounts
- TexFlexSM health care, dependent care and limited-purpose flexible spending accounts Administered by Inspira Financial
- Consumer Directed HealthSelect health savings accounts Administered by Optum Bank
Retirement
- State of Texas Retirement Administered by ERS
- Texa$averSM 401(k) / 457 Program Administered by Empower Retirement
Texas Income Protection PlanSM (TIPP)
- Short-term and long-term disability insurance Administered by ReedGroup
State of Texas Vision
- Administered by EyeMed
Dependent Eligibility Verification
- Administered by Alight Solutions
Discount Purchase Program
- Administered by Beneplace
Benefits Coordinator Community Group
News and resources for benefits coordinators and HR professionals
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Doing Business with ERS
Vendors, Benefits Administrators, Investment Service Providers or External Advisors
Common Tasks
Premium Rates
Find out how much I pay for coverage each month:
Retirement Benefits
Get answers to questions about my ERS retirement.
New Employees
Read about benefits information for new employees.
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Lower your federal income taxes every year by participating in TexFlexSM flexible spending accounts. Here’s how it’s done.
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The clear advantages of State of Texas VisionApril 03, 2024
Don’t be shortsighted when it comes to eye care! See the value in vision insurance ahead of Summer Enrollment.
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Get cost estimates for your health care before you go in for a test or procedure. Learn how you can use Provider Finder® to avoid surprises in costs—and maybe earn HealthSelectShoppERSSM rewards.
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Your prescription drug questions answeredApril 03, 2024
Your prescription for answers to the Express Scripts transition has been filled. From fees to pharmacies, our FAQ has it covered.
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The Employees Retirement System of Texas (ERS) Retirement Trust Fund continues to deliver well on its long-term investment goals. Take a closer look at the Fund and its performance.
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Your prescription drug FAQs answeredMarch 12, 2024
We’ve gathered some of the most frequently asked questions (FAQs) from members since Express Scripts became the administrators for the HealthSelectSM Medicare Rx and HealthSelectSM Prescription Drug Program, respectively.
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Tax season can be scam season for retireesMarch 12, 2024
Your tax return may add some extra spending cash to your budget, but the popular expression rings true: more money can bring more problems. You may get unwanted attention from scammers.
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ERS Board appoints new advisory committee membersMarch 12, 2024
The ERS Board of Trustees appointed three new members to the Group Benefits Advisory Committee (GBAC).
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RSV can lead to serious complications in older adults and people with compromised immune systems.
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Have you received Form 1099-R?March 12, 2024
You should have received Form 1099-R in the mail. If you haven’t, find out how to get it online.
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Member story: How Rebecca Castillo saved her own lifeMarch 06, 2024
“There’s never a good time to have cancer. But there is a good time to get diagnosed, and that’s early.” Meet Rebecca Castillo, a mother, curriculum developer who saved her own life with the help of health plan benefits.
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At the “heart” of her return to work: Affordable health insuranceFebruary 02, 2022
Stacey Brown's heart health was among the reasons Brown decided to join the Texas Health and Human Services Commission (HHSC) in March 2019.
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Beating pre-diabetes through diet and exerciseNovember 03, 2021
Pre-diabetes is no match for Luciano Chavez Jr.'s determination to beat it!
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A public servant for public healthMay 05, 2021
Rachel Edberg, a program evaluator for the Texas Department of State Health Services (DSHS), knows all about the need for good health care coverage.
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The out-of-pocket maximum: a guardian of your life savingsSeptember 02, 2020
Rosanna Boyd's out-of-pocket maximum protected her from health bills that could threaten her financial stability.