A healthy and productive workforce makes Texas stronger
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Buena Vida
A new well-being platform for participants in HealthSelect of Texas® and Consumer Directed HealthSelectSM plans
Benefit Programs
The following links will take you off the ERS website and to the websites of our benefit programs.
Health Insurance
- HealthSelect of Texas®, including HealthSelectSM Secondary and Consumer Directed HealthSelectSM Administered by Blue Cross and Blue Shield of Texas
- HealthSelectSM Medicare Advantage Plan PPO Insured by UnitedHealthcare
Prescription Drug Coverage
- HealthSelectSM Prescription Drug Program Administered by Express Scripts
- HealthSelectSM Medicare Rx Administered by Express Scripts Medicare (PDP)
Life and AD&D Insurance
- Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
- Accidental Death & Dismemberment (AD&D)
Dental Coverage
- State of Texas Dental Choice PlanSM Administered by Delta Dental
- DeltaCare USA DHMO Insured by Delta Dental
Tax-advantaged Spending/Savings Accounts
- TexFlexSM health care, dependent care and limited-purpose flexible spending accounts Administered by Inspira Financial
- Consumer Directed HealthSelect health savings accounts Administered by Optum Bank
Retirement
- State of Texas Retirement Administered by ERS
- Texa$averSM 401(k) / 457 Program Administered by Empower Retirement
Texas Income Protection PlanSM (TIPP)
- Short-term and long-term disability insurance Administered by ReedGroup
State of Texas Vision
- Administered by EyeMed
Dependent Eligibility Verification
- Administered by Alight Solutions
Discount Purchase Program
- Administered by Beneplace
Benefits Coordinator Community Group
News and resources for benefits coordinators and HR professionals
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Doing Business with ERS
Vendors, Benefits Administrators, Investment Service Providers or External Advisors
Common Tasks
Premium Rates
Find out how much I pay for coverage each month:
Retirement Benefits
Get answers to questions about my ERS retirement.
New Employees
Read about benefits information for new employees.
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Get on track for a healthy 2025January 08, 2025
Need a little help getting your health on track this year? Here are a few steps to get moving in the right direction.
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Texa$aver contribution limits change in 2025January 08, 2025
Every year, the Internal Revenue Service (IRS) announces retirement plan contribution limits for the upcoming tax year. Read about the new 2025 limits for Texa$aver participants.
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The HealthSelectSM Prescription Drug Program’s mail service soon will focus mainly on longer-supply prescriptions. Know your options for shorter supplies.
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HealthSelect medical plan participants no longer need a referral to see a dermatologistJanuary 08, 2025
Good news! Participants in the HealthSelect of Texas® plan no longer need to get a referral to get services from an in-network dermatologist. Regular skin cancer screenings can save your skin, and your life. Here’s what you need to know.
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One of the three elected positions on the Employees Retirement System of Texas (ERS) Board of Trustees is up for election in 2025. Most employees of Texas state agencies are eligible to run for the position, and all agency employees can vote in the election. Starting March 3, you can nominate an eligible candidate or, if you’re eligible, run for the Board yourself!
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Tax season is right around the cornerDecember 11, 2024
Tax season starts in just a few weeks. Here are a few reminders to keep in mind as the year ends.
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Tax scams: How to know it's really the IRSDecember 11, 2024
Once you file your taxes, it’s important to know how to tell the difference between the IRS and a scammer.
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Message from the executive directorDecember 11, 2024
Thanks to the Texas Legislature's efforts, retirees who have been retired 20 years or more will get a boost to their annuity in the new year.
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2025 ERS trustee election: Upcoming call for nominationsDecember 11, 2024
The Employees Retirement System of Texas (ERS) is preparing for the 2025 Board of Trustees election.
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Will you see a change in your annuity?December 11, 2024
You may see a change in your monthly annuity.
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This new year, be inspired by Jennifer’s story of finding a fresh start through mental health care and yoga. This state agency employee has lived with chronic depression and anxiety for more than 15 years. Read how she uses the Fitness Program available to all HealthSelectSM participants to help maintain her mental health.
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Member story: Quick-thinking kept this beach accident from ruining Anne's family vacationDecember 04, 2024
When vacation travel finds you injured far from home, the BCBSTX app is there for you. Here’s how Anne found care when a beach injury required more than aloe vera.
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Member story: How Rebecca Castillo saved her own lifeMarch 06, 2024
“There’s never a good time to have cancer. But there is a good time to get diagnosed, and that’s early.” Meet Rebecca Castillo, a mother, curriculum developer who saved her own life with the help of health plan benefits.
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At the “heart” of her return to work: Affordable health insuranceFebruary 02, 2022
Stacey Brown's heart health was among the reasons Brown decided to join the Texas Health and Human Services Commission (HHSC) in March 2019.
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Beating pre-diabetes through diet and exerciseNovember 03, 2021
Pre-diabetes is no match for Luciano Chavez Jr.'s determination to beat it!