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Benefit Programs

The following links will take you off the ERS website and to the websites of our benefit programs.

Health Insurance

Prescription Drug Coverage

Life and AD&D Insurance

  • Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
  • Accidental Death & Dismemberment (AD&D) 

Dental Coverage

Tax-advantaged Spending/Savings Accounts


Texas Income Protection PlanSM (TIPP)

  • Short-term and long-term disability insurance Administered by ReedGroup

State of Texas Vision

  • Administered by Superior Vision

Dependent Eligibility Verification

  • Administered by Alight Solutions

Discount Purchase Program

  • Administered by Beneplace

Benefits Coordinator Community Group

News and resources for benefits coordinators and HR professionals
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  • Here’s some good news for Texa$aver participants: Effective January 1, 2022, the IRS raises annual contribution limits for 401(k) or 457 accounts. The special 457 plan catch-up contribution amount for participants who are age 50 or older, also increased for 2022. 

  • For many of us, the holiday season can feel like there are more things on our to-do list than we have time for. Also, as an employee in public service, you may be more susceptible to compassion fatigue than the general population.

  • The end of the year is almost here, but you still have time to use Plan Year 2021 funds for eligible health care, limited-purpose and dependent care expenses. Learn how to file PY21 claims.

  • One of the most useful resources to help you improve or maintain your good health is the Health Assessment in the Well onTarget® portal. The Health Assessment, which takes about 15 minutes to complete, asks several questions about your lifestyle and health habits. Your answers are the basis for evaluating your current health, and revealing what you are doing well and where there is room for improvement.

  • If your mood takes a dip during the holidays, you’re not alone. End-of-year stress and holiday blues are more common than you might think, according to the National Alliance on Mental Illness.  Talking with someone can help. All HealthSelectSM plans, including Consumer Directed HealthSelectSM, cover mental health care services, including Virtual Visits through Doctor On Demand® and MDLIVE®.

More news for ERS State employees
  • The websites for HealthSelectSM Medicare Advantage Plan preferred provider organization (MA PPO) and HealthSelectSM Medicare Rx have had a makeover. If you're enrolled in one or both plans, check out the mobile-friendly, easy-to-navigate sites. While you're at it, sign up for your secure online account.

  • Think physician house calls have gone the way of the soda fountain and double-features at the drive-in? Think again! Participants in the HealthSelectSM Medicare Advantage Plan can have a yearly visit from a medical professional in the privacy of their home. Read how to take advantage of this benefit.

  • Good health means caring for your mind and spirit, as well as your body. If behavioral health issues are keeping you from living your healthiest life, your health plan is ready to help.

  • It’s been 18 months since COVID impacted our lives and routines. Since then, ERS has provided uninterrupted service to state employees and retirees. One area of our member service continues to be stretched, namely, our response time when members try to reach us by phone and email. Learn how you may be able to avoid long waits on the phone.

  • January 1 marks a new year and fresh start. The same is true for your health insurance deductibles and coinsurance. Take note so you won’t be surprised when you check out at your health care provider or pharmacy.

More news for ERS State retirees
  • Pre-diabetes is no match for Luciano Chavez Jr.'s determination to beat it!

  • Rosanna Boyd's out-of-pocket maximum  protected her from health bills that could threaten her financial stability.

  • Still making a difference
    December 05, 2019
    At 96 years old, retiree Lula Marie Sullivan shows that staying active has no age limit.
  • Stuart Greenfield has successfully managed his Type 1 diabetes for more than 50 years. He relies on ever-improving technology to control his blood sugar levels—and he credits having good health coverage with helping him thrive. Read more.
  • From guard to guide
    August 07, 2019
    JoAnn Norman has a mission: to help the women she meets every week build their sense of self-worth. Her monthly annuity gives her the financial support she needs to continue serving those serving time. Read more.
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