A healthy and productive workforce makes Texas stronger
What's Happening Now?
Summer Enrollment 2024
For Active Employees and retirees not eligible for Medicare
Benefit Programs
The following links will take you off the ERS website and to the websites of our benefit programs.
Health Insurance
- HealthSelect of Texas®, including HealthSelectSM Secondary and Consumer Directed HealthSelectSM Administered by Blue Cross and Blue Shield of Texas
- HealthSelectSM Medicare Advantage Plan PPO Insured by UnitedHealthcare
Prescription Drug Coverage
- HealthSelectSM Prescription Drug Program Administered by Express Scripts
- HealthSelectSM Medicare Rx Administered by Express Scripts Medicare (PDP)
Life and AD&D Insurance
- Basic Term, Optional Term, Dependent Term and Retiree Fixed Optional Life Insurance;
- Accidental Death & Dismemberment (AD&D)
Dental Coverage
- State of Texas Dental Choice PlanSM Administered by Delta Dental
- DeltaCare USA DHMO Insured by Delta Dental
Tax-advantaged Spending/Savings Accounts
- TexFlexSM health care, dependent care and limited-purpose flexible spending accounts Administered by Inspira Financial
- Consumer Directed HealthSelect health savings accounts Administered by Optum Bank
Retirement
- State of Texas Retirement Administered by ERS
- Texa$averSM 401(k) / 457 Program Administered by Empower Retirement
Texas Income Protection PlanSM (TIPP)
- Short-term and long-term disability insurance Administered by ReedGroup
State of Texas Vision
- Administered by EyeMed
Dependent Eligibility Verification
- Administered by Alight Solutions
Discount Purchase Program
- Administered by Beneplace
Benefits Coordinator Community Group
News and resources for benefits coordinators and HR professionals
Register with us
Doing Business with ERS
Vendors, Benefits Administrators, Investment Service Providers or External Advisors
Common Tasks
Premium Rates
Find out how much I pay for coverage each month:
Retirement Benefits
Get answers to questions about my ERS retirement.
New Employees
Read about benefits information for new employees.
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Some prescriptions need authorization before you can fill them. Here’s how to help speed up the process.
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Know your benefits: Dental insurance basicsJune 05, 2024
As a state employee, you and your family have access to one of two dental insurance plans. Here's an overview of the benefits on offer to you.
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Summer Enrollment fairs with ERS staff have all you need to make the most of your annual enrollment periodJune 05, 2024
Want to talk about your benefits with a friendly face? Our benefits educators would love to see you at one of this summer’s enrollment fairs.
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Know your benefits: Protect your income with Texas Income Protection Plan disability insuranceJune 05, 2024
Most of us rely on our paycheck to cover bills and everyday expenses. But what if you experience an unexpected illness or injury tomorrow and are unable to work? Disability insurance can help.
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Pre-tax or Roth contributions to your Texa$aver 401(k) or 457: A quick look at the differencesJune 05, 2024
Wondering about the choices that come with your Texa$aver 401 (k) / 457 Program account? Here’s what to know about before- and after-tax contributions.
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Did you forget to take your medication?June 04, 2024
Despite our best intentions, we sometimes forget to take a medication dose—especially if it’s a new medication or a medication we are supposed to take multiple times a day, or if we have to take more than one daily medication.
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Summer Enrollment is almost hereJune 04, 2024
Retirees not eligible for Medicare: Choose your benefits, your way July 8–19.
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Two-factor authentication for ERS OnLine is hereJune 04, 2024
You now have the option to enroll in two-factor authentication. Two-factor authentication (2FA) is a security method that requires you to provide additional verification to gain access to your ERS OnLine account.
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Summer 2024 annuity payment datesJune 04, 2024
ERS deposits or mails your annuity payment on the last business day of the month.
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Group term life insurance through the Texas Group Benefits Program (GBP) can help protect against the unexpected loss of life. Often people wonder, though, about needs and protection outside of what an employer offers.
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Member story: How Rebecca Castillo saved her own lifeMarch 06, 2024
“There’s never a good time to have cancer. But there is a good time to get diagnosed, and that’s early.” Meet Rebecca Castillo, a mother, curriculum developer who saved her own life with the help of health plan benefits.
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At the “heart” of her return to work: Affordable health insuranceFebruary 02, 2022
Stacey Brown's heart health was among the reasons Brown decided to join the Texas Health and Human Services Commission (HHSC) in March 2019.
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Beating pre-diabetes through diet and exerciseNovember 03, 2021
Pre-diabetes is no match for Luciano Chavez Jr.'s determination to beat it!
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A public servant for public healthMay 05, 2021
Rachel Edberg, a program evaluator for the Texas Department of State Health Services (DSHS), knows all about the need for good health care coverage.
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The out-of-pocket maximum: a guardian of your life savingsSeptember 02, 2020
Rosanna Boyd's out-of-pocket maximum protected her from health bills that could threaten her financial stability.